Why Choose us
Even when we have the best intentions, sometimes life gets in the way. Whether you’ve been hit with unexpected medical bills, major car repairs, an emergency situation or have just found yourself juggling multiple credit cards in order to stay on top of living expenses, debt can quickly pile up, making it difficult to meet your repayments and get back on top of your finances.
A debt consolidation service can help you turn your financial situation around, reducing the stress that debt can cause, helping you gain independence and control of your finances again.
Why choose Salt & Lime for your debt consolidation?
At Salt & Lime, we’re here to help you find a clear pathway out of debt, so you can find financial freedom and make a plan for your future goals. Payday loans and other high-interest lending make it difficult to get on top of your financial obligations, and the struggle of meeting repayments without any end in sight can be a demoralising task and a seemingly hopeless situation.
When you choose to consolidate your debts into one loan with Salt & Lime, you’ll immediately be able to have more control over your financial obligations and be able to chart a path to a debt-free future. Our team is here to help put the power back in your hands, allowing you to work towards your economic goals.
A debt consolidation company with a difference
As part of our commitment to our customers, we offer educational modules to deepen your knowledge of financial products, income management, budgeting and other topics. When you read and complete these education modules, you may earn interest rate discounts on your loans. It’s all part of our mission to make a real difference in lives affected by debt.
Finding out if a debt consolidation loan is right for you
Everyone’s financial situation is different, and a good financial product for one person may not be the right fit for someone else. You might benefit from the advantages of debt consolidation if you meet any of the following criteria:
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Your debts are less than 50% of your household income
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You are able to pay off your loan in 5 years or less
If these do describe your situation, a debt consolidation loan gives you an opportunity to start with a clean slate, bundle multiple debts into one manageable loan with one simple repayment schedule, and start to turn your bad credit into good credit. That’s just one of the benefits of loan consolidation.
Get on top of your debts and start enjoying financial freedom
Unlike the balancing act of taking out multiple credit card loans to pay off existing debt, there are many advantages of debt consolidation beyond the act of paying off the money you owe. Managing your repayments through a consolidated debt loan means you can actively transform your credit score. You can reduce the stress of managing multiple creditors and different debt packages, and you can pursue your goal of becoming debt-free faster.
With options for same-day financing on our online loans, no credit check requirements and a dedication to helping you out of your financial situation, Salt & Lime is the easy choice for transforming your finances and your life. We’ll help you receive your consolidated loan. And we’ll also give you the guidance to set and stick to a monthly budget, manage your repayments on a regular, predictable schedule, and commit to a plan to get out of debt. It’s a great way to start saving towards your goals, whatever they may be.
If you’re ready to take control of your debt and move beyond the stress and worry of high-interest loans, contact us today and discuss your options for financial freedom with a friendly member of our team.
FAQs
Why consolidate debt?
Debt consolidation is designed to make your financial situation simpler and more understandable. By combining multiple high-interest loans from different creditors into one loan, you can gain a better picture of your financial situation, manage your repayments simply with one payment on a regular schedule, and start transforming your credit score.
Can I access online loans with bad credit?
We understand that your financial position may not be ideal. At Salt & Lime, we believe the best way to improve your situation is to better understand financial products and create a clear strategy for moving beyond debt. We offer a solution to multiple online loans for bad credit and help you set up clear plans to turn your credit score around and build a more positive financial future.
What are the benefits of loan consolidation?
Consolidating multiple debts into one loan helps streamline the process of repaying those debts and feeling in control of your money again. By creating one simple repayment on a dependable schedule, you can start making contributions towards a debt-free future, earn a better credit score, and set up good spending and budgeting habits that will make meeting savings goals easier in the future. To find out more about financial education and the benefits of loan consolidation, visit our blog.