Financialwellbeing modules
When you're approved for a loan with Salt & Lime, you're automatically eligible to earn discounts through our financial wellbeing modules, helping you to pay off your loan faster with Australia's Rate Reducing Personal Loan.
Please see below for a list of our most frequently asked questions.
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The Important Detail
A total of 3.50% in interest rate discount can be achieved over the life of the loan for completing financial education modules, where all 12 financial education modules will need to be completed for the full discount to be applicable. The first module will attract 0.75% in interest rate discount, and each module thereafter (11) will attract a discount of 0.25% each. Please note that the interest rate discount will place a borrower in advance on their loan, and will not alter the current contractual repayment amount. Please note that loans originated prior to 15 December 2022 can only achieve a maximum of 2.75% in interest rates discounts over the life of the loan, as an additional first module (attracting 0.75% interest rate discount) was introduced on this date.